Co-operative Banks are banks which mainly run to provide financial assistance to economically backward section of society. The major strengths of co-operative banks are their easy local reach, transparent interaction with the customers and their efficient services to common people.
PURULIA CENTRAL CO-OPERATIVE BANK LTD. is a financial institution, the main objective is to provide financial support for the needy people and farmers in the rural area.The Bank was registered on 19.09.1947 and commenced its banking business later on.The area of operation of the bank is confined to the entire Purulia district with a network of 8 branches apart from the head office. The bank caters more than 70% of the agricultural credit needs of the farming community in the district. With more than 150 Primary Agricultural Co-operative societies. The bank is doing a laudable service to the farmers and other communities of the district. The expertise gained by the PCCB Ltd. over the years gives them the confidence to come serve up to the expectations of their clients. A unique personal touch in service makes PCCB Ltd. different from others.
Every service that we promise to offer to our customer comes with strong and clear commitment. To put in some simple words, following are some of the way we serve:
Anyone can join, regardless of caste, creed, or religion.
Management is handled by an elected board, with each member holding one vote regardless of share capital.
The primary goal is the welfare of members, not profit maximization.
Members' financial risk is restricted to the amount of capital they have contributed.
Upon registration, the society can own property and enter into contracts independently of its members.
Members contribute equitably to the capital and share in profits or surplus.
The government provides oversight and regulation to protect the interests of the members.